4 MinNew Fund- Sabadell 12M Garantizado Diciembre
Fund with daily guarantee
By investing in Sabadell 12M Garantizado Diciembre you are guaranteed 100% of the initial investment at any time until the maturity of the guarantee, which is set for 28 November 2025*.
In addition, you will receive a non-guaranteed expected return that can be compared to that of the capitalised €STR index, net of the Fund's expenses.
The €STR (Euro Short-Term Rate) is the new euro area interbank rate that reflects the cost of funding for euro area banks to borrow funds in overnight deposit operations at market conditions. The fact that the performance is comparable to the €STR on a capitalised basis means that the initial capital invested in the Fund will generate returns similar to the performance of the €STR index. These will be added to the invested assets to generate further returns until the Fund matures on 28 November 2025.
Sabadell 12M Garantizado Diciembre is a Fund with daily liquidity and guarantee, if you need to, you can redeem or transfer your units at any time and without any redemption fee.
*Amundi warrants to the Fund that between 18 November 2024 and 31 December 2024 inclusive ("Reference Period") each net asset value will be at least equal to the previous net asset value. Amundi also warrants to the Fund that each net asset value, established daily between 2 January 2025 and 28 November 2025 inclusive, will be at least equal to the highest net asset value achieved during the Reference Period.
Risks of the Fund
Additional risks: the liquidity risk associated with reverse repurchase agreements (repos) or total return swap (TRS) contracts could increase the variance of the product's performance.
In addition to the risks included in the risk indicator, other risks may affect the Fund's performance. consult the Sabadell 12M Garantizado Diciembre prospectus.
We have classified this product at risk level 2 on a scale of 7, where 2 means low risk. This assessment rates the possibility of suffering losses in future returns as low and the likelihood of a bad market situation influencing our ability to pay you as very unlikely.
The use of complex products, such as derivatives, can lead to increased movement of securities in your portfolio.
The summary risk indicator is a guide to the level of risk of this product compared to other products. It shows how likely it is that the product will lose money because of market developments or because we are unable to pay you.
Sabadell 12M Garantizado Diciembre (ISIN Code: FR001400S8C2), managed by Amundi Asset Management, is a French Investment Fund or FCP (Fonds Commun de Placement), registered and supervised by the AMF (French regulator) and registered with the CNMV under number 2279 for marketing in Spain. A summary of information on investor rights and collective redress mechanisms is available in English at: https://about.amundi.com/Metanav-Footer/Footer/Quick-Links/Legal-documentation. The Management Company may cease marketing the Fund in any EU member state in which it has given notice to market the Fund.
The Fund's estimated performance does not protect investors from the effect of inflation over the life of the Fund until maturity so that the actual performance (i.e. discounting for inflation) could be lower or even negative.
For a more detailed description of the Fund's features and investment policy, the minimum initial investment, the recommended investment period, information on costs, charges and other expenses and, in particular, the risks associated with the Fund, we recommend that you read the prospectus and the Key Information Document, which you will find at the following link: https://www.sabadellassetmanagement.com/es/minorista/products/FR001400S8C2